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{
    "success": true,
    "message": "UPI Transfer",
    "data": {
        "transfer" : {
            "status": "received",
            "trans_id": trans_VRm7frCeE,
            "trans_ref": "test24",
            "vpa": "testvpa@bank",
            "pay_mode": "UPI",
            "amount": "10",
            "trans_type": "CREDIT",
            "init_source": "paytm",
            "remarks": false
            "updatedAt": 2021-05-11T14:59:07.594Z"
            "createdAt": 2021-05-11T14:59:07.594Z
        }
    }
}
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{
    "success": true,
    "message": "Beneficiary Detail",
    "data": {
        "beneficiary":
            {
            "account": {
                        "number": "501000000012345678",
                        "ifsc": "HDFC0000001"
                }
                "name": {
                    "first": "",
                    "last": "",
                    "full": "Jaikumar R"
                }
                "status": "active",
                "merchant_id": "XXXXXX",
                "beneficiary_id": "bene_XXXX",
                "createdAt": "2021-05-11T14:23:04.668Z"
            }
    }
}
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{
    "success": true,
    "message": "Payout Accepted",
    "data": {
        "transfer": {
            "status": "accepted",
            "merchant_id": "TaodSgGa",
            "trans_id": "trans_VRm7frCeE",
            "trans_ref": "test24",
            "beneficiary": {
                "account": {
                    "number": "501000000001",
                    "ifsc": "HDFC0000001"
                },
                "beneficiary_id": "bene_0sWxgFdY@",
                "beneficiary_ref": "jaikumarr"
            },
            "pay_mode": IMPS,
            "amount": 10,
            "total_deduction": 15,
            "product_type": "payout",
            "trans_type": "DEBIT
            "init_source": "api",
            "remarks": "Testing",
            "updatedAt": "2021-05-11T14:59:07.594Z",
            "createdAt": "2021-05-11T14:59:07.594Z"
        }
    }
}
Build the future
of financial services
Bank Account Verification
Checks to verify the authenticity and
credibility of bank accounts.
UPI ID Verification
Checks to verify the authenticity and
credibility of UPI Id's.
Fund Transfers
Transfer money to single or multiple accounts
through banking routes or UPI
User Management
Authorize and regulate your payment
ecosystem with your trustees
Virtual Account Creation
Sign up to generate a unique virtual
account number to your identity.
Bulk Transfers
One click to process payments to
all your pre-structured payees.
UPI Payment's User Journey

UPI integration is a way to enable businesses to provide a faster checkout experience for mobile web or app users.

  • User selects UPI as payment mode and enters VPA
  • All UPI apps on user’s mobile show up in list form
  • User selects on a UPI app & is taken to the respective app
  • Makes payment
Watch Video
Unlearn Banking and Integrate IppoStack's API
to speed on the Highway!
Lendings
We value your time, use our full-stack API to integrate and automate loan disbursals to your customers with full control on data and flow of money.
Learn more
Collections
One step integration to recover your collections instantly in your unique virtual accounts, making the process easy and well-structured.
Learn more